SOLUTION 02·Business-First Technology

Turn Document-Heavy Work Into Structured, Reviewable Data

Invoices, claims forms, applications, certificates and correspondence arrive as PDFs, scans, photos and email attachments. Kramora builds document processing pipelines that classify what arrives, extract the fields that matter, validate them against business rules and send uncertain cases to a reviewer. Every step is logged, so operations teams move faster and can still explain exactly how each record was created.

BOTTLENECK ANALYSIS

The Operating Challenge

Where the bottleneck shows up: “Our team rekeys the same fields from PDFs into several different systems.”
What changes: Fields are extracted once, validated and posted to downstream systems through integrations, with people reviewing only the exceptions.
Where the bottleneck shows up: “Our template-based OCR tool breaks every time a supplier changes their form layout.”
What changes: Layout-tolerant extraction combined with field-level validation handles format variation and flags what it cannot read reliably.
Where the bottleneck shows up: “Auditors ask who approved a figure, and we cannot reconstruct it.”
What changes: Each record keeps the source document, extracted values, confidence, reviewer edits and timestamps in a traceable history.
Where the bottleneck shows up: “We cannot see how many documents are stuck in the process or why.”
What changes: Queue dashboards show volume, exception reasons and aging, so supervisors can rebalance work before backlogs form.
SOLUTION ARCHITECTURE

What the Solution Includes

01

Ingestion and classification

Documents arrive through email, uploads, scanners, file transfer and APIs, often bundled together in one file. The pipeline splits packets, identifies each document type and routes it to the right extraction logic. Unrecognized documents go to a triage queue instead of failing silently.

02

OCR when it is required

Digital PDFs already contain text, so OCR is applied only to scans, photos and image-based files. Image cleanup, layout analysis and handwriting recognition are added where the document mix calls for them. Skipping unnecessary OCR keeps the pipeline simpler and more accurate.

03

Extraction into a defined schema

Each document type maps to a target schema of fields, tables and line items agreed with the business. Extraction combines layout-aware models, language models and deterministic rules depending on the field. Every value carries a confidence score and a pointer to where it was found on the page.

04

Validation against business rules

Extracted data is checked for format, completeness and internal consistency, then cross-checked against reference data such as vendor lists, policy records or purchase orders. Totals that do not add up or numbers that do not match a known record are flagged with a clear reason. Validation is where most of the business value is protected.

05

Human review and audit trail

Reviewers see the original document beside the extracted fields, with uncertain values highlighted and validation messages explained. Corrections are captured, logged with the reviewer's identity and fed back into quality reporting. The complete history from intake to posting remains available for audit and dispute resolution.

SYSTEM DESIGN

Illustrative Architecture

ILLUSTRATIVE
Data & Workflow Flow
Multi-Channel Intake → Classify & OCR → Extract Fields → Validate Rules → Human Review → Post & Archive

Illustrative reference architecture, not a client implementation, showing how a document moves from intake to validated, reviewable business data.

01 Multi-Channel Intake
Email, upload, scanner, file transfer and API sources
02 Classify & OCR
Split packets, identify type, read scans only when needed
03 Extract Fields
Schema-based extraction with confidence and page location
04 Validate Rules
Completeness, consistency and reference data cross-checks
05 Human Review
Side-by-side verification of exceptions and low-confidence values
06 Post & Archive
Write to business systems and retain the audit history

Outcomes to Expect

Less manual rekeying across intake-heavy teams
Consistent validation applied to every document
A defensible audit trail for each extracted value
Clear visibility into queues, exceptions and aging work
APPLICATION SCENARIO

Claims intake for a specialty insurer

ILLUSTRATIVE
Situation:

A specialty insurer receives loss notices, repair estimates and photos by email and through a broker portal. Adjusters spend the start of each claim copying details into the claims system and chasing missing documents.

How Kramora would approach it:

Kramora would map the document types and fields that drive the first adjuster decision, then build classification and extraction with validation against policy data. Complete, high-confidence packets would post directly to the claims system, while incomplete ones would open a review task listing exactly what is missing.

Illustrative concept — not a client implementation.
QUESTIONS & ANSWERS

Frequently Asked Questions

Often, within limits. Handwriting recognition and image cleanup can improve results, but accuracy depends heavily on source quality. Discovery includes testing on a representative sample of your real documents, so expectations are set on evidence before the build starts.

LET’S SOLVE THE BOTTLENECK

Start with the operating challenge.

Tell us where work slows down today. We will help you decide whether this solution fits and what a first phase could look like.